What is one of the primary factors that go into a lender's decision of whether or not to grant a loan? Credit scores. It has been estimated that nearly 75% of all mortgage loan decisions are made with the applicant's credit score in mind.
Have you attended an open house and innocently discussed your current situation with the hosting agent when you were told to STOP, and a green paper was being put in front of you to sign?
This green paper is known as The Consumer Notice, and it must be presented by any licensed PA Real Estate Professional before they can have any discussion on your needs and motivations for seeking real estate services. It is NOT A CONTRACT, but an affirmation that you, the consumer, have been advised of your rights.
The Consumer Notice serves as notice of your rights and business relationships that exist in a real estate transaction.