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Posts from July 2012

Revolutionary Real Estate

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About Us | 9 Posts
Buyers | 3 Posts
Careers | 1 Posts
Events | 3 Posts
Information | 3 Posts
Just Listed | 11 Posts
Legal | 2 Posts
Mortgages | 1 Posts
Open House | 10 Posts
Sellers | 2 Posts
Sold | 2 Posts
July
27

The search for a new home can be an exciting one; however, before you begin your quest for that dream home, your REALTOR® would require that one of your first steps would be to meet with a mortgage lender.  This individual will help you determine the price range at which you should be looking and at the end of the meeting if all goes well you should find yourself pre-qualified for a mortgage loan. 

What is one of the primary factors that go into a lender's decision of whether or not to grant a loan? Credit scores.  It has been estimated that nearly 75% of all mortgage loan decisions are made with the applicant's credit score in mind. 

The importance of credit scores in mortgage decisions and real estate transactions has risen over the past decades, and this is in large part due to what the lenders call risk-based mortgage pricing.  Essentially, the...

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July
10

Consumer NoticeHave you attended an open house and innocently discussed your current situation with the hosting agent when you were told to STOP, and a green paper was being put in front of you to sign? 

This green paper is known as The Consumer Notice, and it must be presented by any licensed PA Real Estate Professional before they can have any discussion on your needs and motivations for seeking real estate services.  It is NOT A CONTRACT, but an affirmation that you, the consumer, have been advised of your rights.   

The Consumer Notice serves as notice of your rights and business relationships that exist in a real estate transaction.

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